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Today only: Target gift cards are on sale

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Editor’s note: This is a recurring post, regularly updated with new information and offers.

As we see throughout the year, most recently in December, Target is back for one day only with a Target gift card sale.

On April 13, Target gift cards are 10% off in stores and online with a one-time-use Target Circle discount.

From milk and bananas to clothes, luggage, toys and home furnishings, Target is the one-stop destination for almost everything. Plus, if you’re a regular Target shopper, buying discount gift cards now can help you meet a credit card’s minimum spending requirement. This will allow you to earn a sign-up bonus while saving money on Target purchases over time.

This deal is part of Target’s Circle Week, which features daily discounts on various items throughout the week.

Deal basics

screenshot of Top Target Circle Week deals

To participate, activate the offer in your Target Circle account by logging into your account; the number of discounted gift card transactions is limited to just one per account. You can purchase smaller denomination gift cards up to the $500 discounted maximum or one $500 gift card as long as your purchase is all in one transaction with the Target Circle offer activated.

A few other restrictions apply, including a limit of one offer per guest for purchasing Target gift cards online or in stores. Note that one transaction can include multiple Target gift cards worth up to $500, but there’s a $50 maximum discount. Lastly, this offer excludes Visa gift cards, Mastercard gift cards, American Express gift cards and gift cards issued by other retailers.

Maximize your purchase

If you want to increase the value of this deal, you can pay for your discounted gift cards with the Chase Freedom Flex℠ via the PayPal checkout option on the desktop Target website.

With this payment option, you can buy a $500 Target gift card for $450 and earn 1,350 Chase Ultimate Rewards points (or approximately $27 at TPG’s current valuations of Ultimate Rewards at 2.05 cents per point) via PayPal with the Freedom Flex. If you also have a premium Ultimate Rewards card, such as the Chase Sapphire Reserve®, those 2,250 points you’ll earn are worth roughly $46, according to TPG’s valuations.

This payment strategy is particularly beneficial if you plan on spending those dollars at Target over the coming weeks and months. To save even more, go through a shopping portal before clicking on the Target website. Just remember that gift card purchases are typically excluded from earning cash back. So, if you don’t add anything else to your cart, you may not receive any shopping portal savings.

Bottom line

screenshot of Target Circle Week gift card deal

Target Circle Week runs through April 13. It offers daily deals of up to 40% off in certain shopping categories, along with the one-day Target gift card deal.

All offers are available in stores, on and via the Target app.

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